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Which would be best ,a 38 or a 9 mm revolver?
I am getting ready to buy a revolver to carry with me for self defense.I am a jogger/walker.I want a good revolver that I can wear in a holster.I want one that would stop a predator-human or animal.I am definately going to get either a 38 or 9mm so please stick to these calibers.I also plan on getting my conceal/carry permit,so I need something that will be easily shot so I can do well on the test.Thanks and GOD-bless
Womens Car Insurance Presents Unique Opportunity
Car insurance protection continues to get more and more tailored to individual customers. By looking at the customized needs of various target markets, insurance specialists have looked to develop specific programs more appealing to markets. Womens car insurance is a great example of customized insurance coverage that recognizes the unique needs of women, as well as the qualities they offer as drivers. Many companies now have customized protection plans tailored for women, which emphasize the strengths of women drivers.
Although men and the media often like to perpetuate the notion that women drivers are worse than men, statistics strongly dispute this notion. In fact, not only do women tend to have fewer accidents, their accidents are usually less damaging to vehicle and person, which is better for insurance providers. Simply by being safer, women offer a less risky customer group to insurance carriers. Brokers can help women find unique protection plans with lower premiums based on their stereotypically safer driving traits.
Another reason women offer a safer coverage group is that they drive shorter distances, on average. This may be based on a desire by women for shorter commutes for work or the greater likelihood that women are still the stay at home parent in a one-income home. Insurers like shorter driving distances because they offer less distance and potentially for getting into an accident.
Women drivers also drive slower than men, according to surveys and research. Again, the slower the driver, the more likely they are to react to troubling situations and to avoid aggressive driving. Even though driving slow does not prevent all accidents, since women are more likely to drive slowly, they are better equipped to maneuver around rough patches in the road.
Female drivers also have a much lower rate of convictions for driving while intoxicated. Like the other statistics noted, this factor, by definition, puts women at less risk as a group for accidents caused by the influence of alcohol. Insurers like to know that claims will not be filed because a motorist made a poor decision behind the wheel. This is another great reason behind the increased popularity of womens car insurance.
All of the factors mentioned have lead to a greater availability of womens car insurance products
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customized for women. Insurers have determined that based on their overall unique safety statistics, women should have access to more economic insurance options. There is no question that some women are more of a safety risk than others, but all women can benefit from the overall performance of drivers in their market segment. Other unique benefits and prices are available to other markets with similarly strong driving abilities or traits in various settings.
Women should embrace the opportunity they have to find better insurance rates and customized coverage options. Ultimately, each driver must maintain a good driving record to keep low priced service. Womens car insurance is a great starting point for women. To men, the low price protection plans available to women may seem unfair, but to insurance providers, they seem practical and sound as a business move.
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David Thomson is Chief Executive of BestDealInsurance an independent specialist broker dedicated to giving consumers the best insurance deal. They offer great value home, life and car insurance.
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Are Fat Burners Like Hoodia Gordonii Effective Or Useless?
by: Phil Beckett
Fat burners like hoodia gordonii are everywhere with each one being promoted as the best fat burners ever.
Let’s face it most of us, possibly you included, want to drop excess weight and have probably been tempted by the various fat burning pills available. You may have already tried some and had varying degrees of success.
By now you have likely heard all about hoodia gordonii. It’s the latest in a long line of so-called wonderful discoveries that is supposed to give you the physical results you want, by getting rid of your excess weight without all the usual hard work and dedication.
But are fat burners that contain this new ingredient any better or any worse than all the others? Is it really as good as they say? Is it even possible for it to work? Are there any side effects?
Well let’s take a look at it and find out.
One Study Has Shown That It May Be Able To Reduce Hunger Pains Quite Substantially…
When trying to drop any excess pounds through a reduced calorie diet or simply by avoiding all the so-called bad foods, hunger pains are usually one of the biggest initial hurdles to get over. For a lot of people the hunger pains are so great that they give up within a couple days.
One study has been used quite extensively in the marketing of many fat burners that contain Hoodia Gordonii. This study set out to try and show that this new ingredient could help people drop a substantial amount of weight through appetite suppression.
The subjects used in this study were all obese and were given hoodia gordonii, by itself and not in combination with any ingredients commonly found in fat burners, and left in a room with nothing to do except watch television, read books and eat.
These subjects, as a group, were reported to have eaten approximately 1000 calories less per day than the control group. The control group was given a placebo.
Their conclusions were that the active ingredient in Hoodia Gordonii may be able to tell a persons brain that their stomach is full. Of course reducing hunger pains will go a long way in helping people to naturally drop some body weight.
But keep in mind, if you curb your hunger pains too much and don’t eat the food you need, such as protein, you will lose lean muscle mass. This will slow down your metabolism and cause even more weight problems in the future.
So was it really an accurate study?
Where Did Hoodia Gordonii Come From?
Well in short, it’s an African cactus that grows primarily in the Kalahari desert. Legend has it that the bushmen of this part of the world have eaten Hoodia Gordonii for thousands of years with no negative side effects.
It should be pointed out however, that the bushmen only occasionally use Hoodia Gordonii. No one yet knows if there will be any negative side effects if it’s used daily for an extended period of time.
Many more studies are indeed needed to know for sure.
Now, Will Any Fat Burners Containing Hoodia Gordonii Help You With Your Weight Problem?
A certain molecule known as P.57 is apparently what’s responsible for a reduction in hunger when taking some fat burners that contain hoodia gordonii. Tests conducted on both humans and animals have shown similar results.
There has been at least one study that has demonstrated that someone can decrease their appetite by as much as 40%. But as mentioned before, this isn’t always a good thing, even when trying to lose extra pounds.
Here is another interesting point. It appears that the P.57 molecule responsible for a reduction in hunger does not work if your diet consists of high carbohydrates, sugary foods or when your hunger is caused by physical exercise.
High carbohydrates and too much processed sugar are some of the reasons most people are overweight in the first place. So if it doesn’t help your tendency to overeat these types of foods, what use is it?
A lot more testing on the effectiveness and safety of hoodia gordonii and fat burners that contain it, are needed. It’s also been reported that not all fat burners that claim to contain Hoodia Gordonii are prepared the same.
The active ingredient in many fat burners containing hoodia is not enough to give you the results you want so if you’re going to try it, select carefully.
Make no mistake about it…the only way to get in the best shape of your life is to change your habits. Start exercising, eat properly and only when you have these areas covered should you attempt to add in any supplement.
Just because you suppress your appetite doesn’t mean that you will lose what you want to lose. No product should be used as an alternative to exercise, good nutrition and a healthy lifestyle.
About The Author
Phil Beckett is a health & fitness trainer, author & educator. He can get you the results you want in less time with less work. For more info on fat burners and to get some free reports, visit: http://www.womens-health-fitness.com/fat-burners.html.
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